Medicare Advantage
All-in-one plans (Part C) that combine hospital, medical, and often prescription coverage — sometimes with dental, vision, and more.
Independent Medicare Advisor
Navigating the Medicare maze, together.
Medicare doesn't have to be confusing. I'm Judy Patterson — I'll explain your options in plain English and help you choose the plan that actually fits your life.
Free consultation · No obligation · No cost to you
7states licensed
$0cost to you, ever
100%independent agent
$0Your Cost
Meet Judy
A real person who knows your community.
Judy Patterson has spent years helping seniors navigate one of the most confusing parts of retirement — Medicare. She founded InsurePlus with a simple mission: make Medicare understandable, find the plan that actually fits your needs, and be there whenever you have questions.
As an independent agent, Judy works with multiple top carriers — not just one company — so she can compare options and recommend what's truly best for you. Her services come at no cost to you (she's compensated by the insurance carrier).
Whether you're turning 65, retiring late, or reviewing your current coverage, Judy will sit down with you, explain everything in plain English, and help you choose with confidence.
Judy Patterson
Founder & Licensed Agent · Farmersville, TX
Licensed in 7 states
Texas
Arkansas
Arizona
California
Michigan
Oklahoma
Tennessee
What I Help With
Coverage for every part of Medicare
From all-in-one plans to filling the gaps, here's how I can help you put the right pieces together.
Medicare Supplement
Medigap plans that fill the gaps Original Medicare doesn't cover — deductibles, copays, and coinsurance — for predictable costs.
Part D · Drug Plans
Standalone prescription drug coverage to help lower your medication costs. We compare plans to find one that covers what you take.
Dental & Vision
Affordable supplemental plans for cleanings, exams, glasses, and more — the everyday things Original Medicare doesn't cover.
Why Work With Judy
Guidance you can trust
The difference between buying a plan and being looked after for the long run.
Independent & Unbiased
I work with multiple carriers, so I recommend what's actually best for you — not just what one company offers.
No Cost to You
My services are paid by the insurance carrier. You get expert guidance at the same price as going direct.
Year-Round Support
I don't disappear after enrollment season. Questions come up all year, and I'm here — phone, email, or in person.
Local to You
Based right here in Farmersville, TX. Face-to-face consultations available. No call center — just a real person.
What Clients Say
Neighbors who found their way
Judy is a true servant. She didn't just sell me a plan — she sat down, listened to what I needed, and explained everything in plain English. Medicare went from overwhelming to manageable.
I was completely lost trying to figure out Medicare on my own. Judy helped me navigate the whole system and find a plan that actually saves me money. She's patient, knowledgeable, and genuinely cares.
What sets Judy apart is her approachability. I never felt like I was being rushed or sold to. She answered every question, even the ones I thought were silly. Highly recommend.
I've referred three friends to Judy since she helped me with my coverage. She genuinely loves helping people and it shows.
Questions
Frequently asked
Still wondering about something? The fastest answer is a quick, no-pressure phone call.
(979) 353-2050What's the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage (Part C) replaces Original Medicare with a plan from a private insurer — often including drug, dental, and vision coverage — but you use a network of providers. Medicare Supplement (Medigap) works alongside Original Medicare and lets you see any doctor that accepts Medicare, paying some or all of the out-of-pocket costs. Which is better depends on your health, budget, and preferences. I can walk you through both.
When can I enroll in Medicare?
Your Initial Enrollment Period starts 3 months before the month you turn 65 and ends 3 months after. If you miss it, there may be late penalties. There's also the Annual Enrollment Period (Oct 15 – Dec 7) to change plans, and the Medicare Advantage Open Enrollment Period (Jan 1 – Mar 31). If you have a qualifying life event — like losing employer coverage — you may qualify for a Special Enrollment Period.
How much does Medicare cost?
Most people get Part A (hospital) premium-free if they've worked at least 10 years. Part B (medical) has a standard monthly premium ($185 in 2025). Costs vary based on income, the plan you choose, and whether you add supplemental coverage. The good news: working with me costs you nothing, and I can help you find a plan that fits your budget.
Do I really need dental or vision coverage?
Original Medicare does not cover routine dental (cleanings, fillings, dentures) or vision (eye exams, glasses, contacts). Some Medicare Advantage plans include them, or you can buy a standalone plan. Even a basic dental plan can save you hundreds on annual cleanings and exams.
Does it cost anything to work with Judy?
No. Independent agents like me are paid by the insurance carrier, not by you. You pay the same premium whether you buy directly from the carrier or go through an agent. The difference is you get expert guidance, plan comparison, and year-round support — at no extra cost.
Get In Touch
Visit us on Facebook
Let's talk it through.
Call, email, or send a message. Judy typically responds within 24 hours.
Thank you!
Your message is on its way. Judy will be in touch within 24 hours.